A paperless Sacco

We are a social media Sacco where pals/friends/peers pool resources together in a Table. Your followers are your guarantors. Find 115% Instant Mobile Loans, Salary Advance, Asset Financing, Business, School Fees, Special Investor Savings. Built for Generation X, Semi analogs, Groups, employees, Families, WhatsApp Groups...

  • To join Dial *533*48#. Member area Dial *533# OR Website

Products and Services

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    Pals Instant Mobile Loan

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    Pals Salary Advance

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    Pals Business Loan

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    Pals Normal Loan

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    Pals Development Loan

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    Pals Share Capital

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    Pals Group Savings

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    Pals Fixed Deposits

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    Pals Special Savings

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    Pals Junior Savings


To mobilize savings and deposits with the aim of transforming members' lives through innovative financial solutions.


To be the leading and preferred SACCO in Kenya providing sound financial services to our members.


Professionalism, Reliability, Integrity, Teamwork, Equality. Quality Service Delivery Innovation teamwork.

Why Choose Us

 In order to meet your financial requirements to the core.We Have:

Local Acceptance Ratings !!!
  • Quick Loan Disbursements

  • Flexible repayment period

  • Variety of loan options

  • Life time membership

  • Lowest Possible Rates

  • Mobile Services

Request Call Back

Our Focus Areas

We provide a platform for your financial dreams

  • Mobile Banking

    Dial *533*48#to register with the Sacco. After registration, dial *533# to access our services on Safaricom network.

  • Financial Consultancy

    We're not just a Sacco. We help you reach financial success, no matter what stage of life you're at.We have experts  to give you advice on your finances.


  • Investment Services

    When it comes to investments, we have your back. Our goal is to get you the best return on your money, which is why we make sure to combine your money with others to increase its value.


Be Part of Our Digital Sacco

Join with Family, Friends, and all that Need to Make a Change With Us.

Palscity Sacco

Here is a Sacco built around your social life. A paperless social media Sacco that brings you together with like minded in your County, Constituency and Ward for Financial Empowerment, Business Networking, Market Access, Entrepreneurship, Learning & Mentorship - that's why you need to join others on Palscity Sacco - To join dial *544*48# to bank *533#. Now we join you to like minded groups. Choose option 5, Refer friends and Earn.

What Our Members Say About Palcity Sacco

All members of Palcity Sacco receive equal treatment and attention. We commit to consistently promote Palcity Sacco through advocacy and provision of quality technical and financial products that exceed the members’ expectations.

Peter Makena


Have seen much improvement, in my business since I became a member of Palcity Sacco.

Juliet Mutheu


Thanks to Palcity Sacco for helping me pursue my education, via their loan disbursement.

Arnest Masila

Business Man

The business has been hard, but with the help of Palcity Sacco as a Full-time Member, Things have been better!

Peter Walusumbi


Pacity Sacco has helped me earn an extra income from my side hustle as a developer. This has enabled me to be better!

Brands Served

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